Australian money tools

Your money. Your life. Sorted.

Practical tools for the numbers behind work, home and everyday life. No spreadsheets. No financial jargon. Just a clearer next step.

Find the right tool Try the Pay Calculator

A clearer payday

Annual salary$120,000

$50,000$250,000

Take-home pay

$6,861

per month

Open full calculator

Start here

What are you working out?

Choose the question you have today. We will take you straight to the useful bit.

What will I take home?

See your pay after tax, Medicare, HELP and super.

What will a pay rise change?

Compare the change in your actual take-home pay.

Can I afford this loan?

Estimate repayments and see the impact of extra payments.

Should I rent or buy?

Compare home equity with renting and investing the difference.

What will buying a property cost upfront?

Estimate transfer duty, purchase expenses and cash required.

How is my savings tracking?

Model contributions, interest and your next milestone.

What will this car really cost?

Estimate depreciation, running costs and optional finance.

All tools

Useful now. More on the way.

Every tool starts with a real question and shows its assumptions clearly.

37 tools

Money

Build a clearer picture of where you are and where you are heading.

Savings CalculatorSee how regular contributions and compound interest can grow your savings.Retirement CalculatorCheck whether your super is on track for the retirement income you want.Net Worth CalculatorBring your assets and debts together to see your complete financial position.Debt CalculatorBuild a debt payoff plan and see the effect of making extra repayments.

Work

Understand the money behind your job, not just the salary headline.

Pay CalculatorCalculate Australian take-home pay after tax, Medicare, HELP and other deductions.Pay Rise CalculatorCompare your current and proposed salary by the pay that reaches your bank account.Superannuation CalculatorModel employer super, salary sacrifice and voluntary contributions.HECS / HELP CalculatorEstimate compulsory Australian study-loan repayments under the marginal system.Leave CalculatorForecast leave balances, future bookings, milestones and final-pay estimates.

Home

Make the bigger household numbers easier to weigh up.

Mortgage CalculatorEstimate repayments and model offsets, extra payments and lifetime interest.Home Loan ComparisonCompare rates, fees, offsets and the break-even cost of switching home loans.Rent Versus Buy CalculatorCompare the estimated net wealth from buying a home with renting and investing the difference.Property Purchase Cost CalculatorEstimate purchase costs and model cash flow and equity when buying an investment property.Heat Pump Hot Water CalculatorCompare hot-water running costs and payback using your rates and installed quote.Pool Heating Cost CalculatorCompare pool heating options using your pool, season, energy rates and quotes.Solar Quote / Payback CheckerSense-check a solar quote and estimate annual savings and simple payback.Home Electrification PlannerPrioritise household upgrades against your budget and practical constraints.

Life Admin

Weigh up everyday household decisions with practical cost estimates.

Car Ownership Cost CalculatorEstimate depreciation, finance, fuel or electricity and other car running costs.Moving Home Cost CalculatorPlan moving expenses and the cash needed for bond and rent in advance.Cost of a Pet CalculatorCompare upfront and ongoing pet costs, including an emergency allowance.

Everyday

Solve the small, frequent calculations behind shopping, cooking and planning.

Percentage & Discount CalculatorWork out percentages, price discounts and percentage changes instantly.Unit Price ComparisonCompare differently sized packs by their price per kilogram, litre or item.Recipe Scaling CalculatorScale ingredient quantities up or down for the number of servings you need.Date Duration CalculatorCount the calendar days and weeks between two dates.

Converters

Move cleanly between common units and explicitly named international conventions.

Recipe Measures ConverterConvert cups, spoons, millilitres, litres and fluid ounces without mixing up Australian, US and imperial measures.Weight and Mass ConverterConvert grams, kilograms, ounces, pounds and stone using avoirdupois mass units.Volume and Capacity ConverterConvert metric and cubic volume units, with separate US and imperial gallons.Length and Height ConverterConvert metric and imperial lengths, including compound feet-and-inches height input and output.Area ConverterConvert square metres and feet, hectares and acres for property, land and DIY.Temperature Unit ConverterConvert Celsius, Fahrenheit and Kelvin with absolute-zero validation.Speed and Fuel Economy ConverterConvert km/h, mph and knots, or compare L/100 km, km/L and US or imperial mpg.Energy and Power ConverterConvert joules, watt-hours and common energy units, or watts, kilowatts and horsepower without mixing energy and power.Pressure ConverterConvert pascals, kPa, bar, psi and standard atmospheres for tyres, equipment and everyday measurements.Data Storage ConverterConvert bits, bytes and decimal or binary storage units without treating GB and GiB as synonyms.Ingredient Volume-to-Weight ConverterEstimate cups, spoons and millilitres in grams or ounces for common ingredients, with Australian measures and clear preparation assumptions.Oven Temperature GuideTranslate conventional Celsius, fan-forced, Fahrenheit and gas-mark recipe settings using familiar rounded oven values.Currency ConverterConvert AUD and common international currencies using dated daily reference rates or a rate you enter.

Built for Australians.
Tax assumptions are clearly shown where they apply.

Instant calculations.
Change an input and see the result straight away.

No account required.
Use the tools without handing over your inbox.