Car Ownership Cost Calculator

Look beyond the price tag. See what your car could cost each week, from depreciation to the everyday costs of keeping it on the road.

Start with an example, then make it yours. All amounts are AUD; these sample figures are not market quotes.

Your car & ownership

Purchase price ($)

For a car you already own, use its current value.

Value when you sell ($)

Your estimate at the end of ownership.

Years of ownership

Kilometres per year

Upfront fees ($)

Stamp duty, transfer and purchase fees not already in the price. For an existing car, enter future costs only.

Fuel or electricityPower source

Switching power source loads example consumption and energy prices.

Consumption (L/100 km)

Use your real-world average where available.

Fuel price ($/L)

Annual running costs

Registration & CTP ($/year)

Include compulsory insurance once only.

Car insurance ($/year)

Exclude CTP if included in registration.

Servicing & repairs ($/year)

Tyre allowance ($/year)

Parking & tolls ($/year)

How will you pay?Include a car loan

Estimated cost of ownership

$179.81/ week

Includes the value your car loses over time. This is an average ownership cost, not a weekly bill.

Per month: $779.17
Per year: $9,350.00
Per kilometre: $0.62
Over 5 years: $46,750.00

Where the money goes

Total costs over 5 years.

Depreciation: $17,000.00
Fuel: $11,250.00
Registration & CTP: $5,000.00
Insurance: $6,000.00
Servicing & repairs: $3,500.00
Tyres: $1,000.00
Parking & tolls: $3,000.00
Upfront fees: $0.00
Loan interest: $0.00

For your budget

Running costs average $495.83 a month, before loan payments and upfront costs.

How this estimate works

Total cost = purchase price minus resale value, plus upfront fees, running costs and interest during ownership. Loan principal is already represented by the purchase price and is not added again.

Assumes constant annual driving and costs, and your estimated resale value. Excludes inflation, opportunity cost, tax benefits and novated leases. Add charger installation to upfront fees if needed.

Loans use fixed interest and monthly repayments with no balloon, loan fees or early payout penalties. Ownership and loan terms start together. For an existing loan, this model does not reproduce its repayment schedule.